The crypto everything app: Dan Mulligan on building seamless web3 experiences

Why web3 adoption is still too complex

Despite the rapid evolution of blockchain technology, mass adoption remains a challenge. The average user faces several barriers when trying to engage with crypto, including:

• Multiple wallets – Users need different wallets for various chains, making management cumbersome.
• Complicated onboarding – Setting up a wallet, securing seed phrases, and using dApps often feels overwhelming for newcomers.
• Fragmented DeFi tools – Swaps, lending, staking, and trading require multiple platforms, each with unique interfaces and security risks.
• High fees and slow transactions – Ethereum’s congestion and expensive gas fees deter smaller users from engaging with DeFi.

Dan and his team aim to eliminate these friction points by creating a unified web3 experience, where users can seamlessly interact with multiple blockchain services in one place.

The vision behind the crypto everything app

Dan described his project as a one-stop solution for anyone who wants to use crypto without the hassle of managing multiple tools. The app integrates:

1. Multi-chain wallet support
   • Users can access different blockchains without switching between separate wallet apps.
   • Built-in security features ensure users maintain control of their assets while benefiting from easy account recovery.
2. Seamless DeFi interactions
   • Swaps, lending, borrowing, and yield farming become simplified within a single interface.
   • Users can compare rates across multiple protocols without leaving the app.
3. On-ramp and off-ramp integration
   • Buying and selling crypto should feel as easy as using Venmo or PayPal.
   • Fiat-to-crypto on-ramps and direct bank withdrawals make crypto more accessible.
4. Cross-chain compatibility
   • Instead of being locked into a single ecosystem, users can bridge assets effortlessly between chains.
   • This enables a more fluid, interoperable crypto economy without centralized exchanges.
5. NFT marketplace and management
   • Users can buy, sell, and store NFTs without needing a separate platform.
   • Integration with multiple NFT marketplaces ensures users get the best options for their assets.

By combining these features, the crypto everything app aims to provide an intuitive, all-in-one web3 experience.

The challenge of balancing simplicity with decentralization

Creating a user-friendly experience without sacrificing web3’s core values is a challenge. Many past attempts at simplifying crypto have leaned too centralized, requiring users to trust a single company instead of controlling their own funds.

Dan explained that his team is focused on finding the right balance by:

• Using non-custodial wallets so users retain control of private keys.
• Leveraging decentralized identity solutions to allow easy recovery without compromising security.
• Integrating open-source smart contracts that users can verify and audit.

The key takeaway? Web3 should be as easy to use as web2, without losing what makes it decentralized.

Why UX is the missing piece in crypto adoption

One of the most interesting parts of our conversation was the role of UX (user experience) in crypto adoption. Dan highlighted that most web3 applications are built by developers, for developers, leading to:

• Overly complex interfaces that confuse new users.
• Clunky interactions requiring manual contract approvals and multiple transactions.
• Lack of clear explanations around fees, risks, and wallet security.

A smooth, intuitive UX can help bring in non-technical users, allowing crypto to break out of its current niche and into mainstream finance.

Security concerns and how to solve them

With high-profile hacks and scams in crypto, security is always a concern. Dan’s approach to making web3 safer includes:

• Transaction simulations – Before executing any transaction, users see a preview of expected outcomes.
• Auto-detecting malicious smart contracts – The app flags potentially risky transactions, reducing exposure to scams.
• Decentralized insurance options – Users can opt into smart contract insurance to protect against exploits.

Dan believes that by integrating security at the UX level, users can engage with DeFi more confidently, without having to be blockchain experts.

The future of an all-in-one crypto platform

Looking ahead, Dan envisions a world where:

• Crypto payments become mainstream – Sending crypto should feel like sending an email.
• DeFi becomes an invisible backend – Users get the benefits of decentralized finance without needing to understand the mechanics.
• Multi-chain becomes seamless – Users no longer worry about which blockchain they’re using; everything happens in the background.

These ideas align with a broader web3 shift towards interoperability and mass adoption, where users interact with decentralized systems without needing technical expertise.

Final thoughts

Crypto’s biggest problem isn’t lack of innovation—it’s lack of accessibility.

Dan’s vision for a crypto everything app addresses real pain points in web3, making it easier for both new and experienced users to interact with decentralized services in a single, seamless platform.

If crypto is ever going to replace traditional finance, it must become as intuitive as existing banking apps—and projects like this could be a step in that direction.

Listen to the full conversation

For a deeper dive into how Dan’s crypto everything app works, listen to the full episode on:

• Spotify: Listen here
• Apple Podcasts: Listen here

If you’re excited about the future of web3 UX, share this episode with your network!

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